Saturday, January 25, 2020

Comparing Dharkers Blessing versus Ezelkiels Night of the Scorpion Es

Blessing & Night of the Scorpion ‘Blessing’, by Imbilz Dharker and ‘Night Of The Scorpion’ by Nissim Ezelkiel both teach us a lot about another culture. Both poems are set in India and so the people in the poem haven’t got much and so cherish what they do have. I shall analyse the similarities and the differences between the two enthralling poems and then evaluate my findings. ‘The Night of the Scorpion’ was written by Imbilz Dharker and is based in India. The title immediately draws the reader’s attention as it makes you wonder what it means. It also gives an evil and sinister feel to the poem. The first line is brunt and too the point â€Å"I remember the night my mother was stung by a scorpion†. â€Å"The night of the Scorpion† has very strong religious links as it refers to religion many times throughout the poem. You can feel the narrator’s distain for the scorpion in the opening lines â€Å"flash of diabolic tail in the dark room†. The word diabolic may be a reference to the devil. Diablo is the Spanish word for devil and there are more mentions of the devil later on, when the poem refers to the scorpion as â€Å"The evil one†. The people in the poem are all very religious, except possibly the father of the narrator, â€Å"buzzed the Name of God a hundred times to paralyse the Evil One†. The peasants of the story use phrases such as â€Å"May the sum of evil balanced in this unreal world† showing that they believe that it is the will of God that is causing this and only he can stop this. The peasants go about trying to find the scorpion â€Å"they searched for him, he was not found† but alas they could not. This increases the drama and tension of the poem as the reader wants to know what will happen now that they have not found the scorpion. The peop... ...arn. In conclusion â€Å"Blessing† and â€Å"The Night of the Scorpion† are very similar. They are both about poor undeveloped countries, both poems have a lack of something (water/medical knowledge). The people in both stories are highly religious and express their emotions freely. The people in both poems fell desperation at some time. However there are also big differences between the two poems like for example â€Å"Blessing† is a lot more positive than â€Å"The Night of the Scorpion† which is very dark and sinister. Both poems have strong morals but they do differ. The people’s values are also very different. The people in â€Å"Blessing† are desperate for water but in â€Å"The Night of the Scorpion† it has rained for ten hours. Both of the poems are very strong with a clear message, they move you with emotive language, and they are both well thought out poems with underlying messages. Comparing Dharker's Blessing versus Ezelkiel's Night of the Scorpion Es Blessing & Night of the Scorpion ‘Blessing’, by Imbilz Dharker and ‘Night Of The Scorpion’ by Nissim Ezelkiel both teach us a lot about another culture. Both poems are set in India and so the people in the poem haven’t got much and so cherish what they do have. I shall analyse the similarities and the differences between the two enthralling poems and then evaluate my findings. ‘The Night of the Scorpion’ was written by Imbilz Dharker and is based in India. The title immediately draws the reader’s attention as it makes you wonder what it means. It also gives an evil and sinister feel to the poem. The first line is brunt and too the point â€Å"I remember the night my mother was stung by a scorpion†. â€Å"The night of the Scorpion† has very strong religious links as it refers to religion many times throughout the poem. You can feel the narrator’s distain for the scorpion in the opening lines â€Å"flash of diabolic tail in the dark room†. The word diabolic may be a reference to the devil. Diablo is the Spanish word for devil and there are more mentions of the devil later on, when the poem refers to the scorpion as â€Å"The evil one†. The people in the poem are all very religious, except possibly the father of the narrator, â€Å"buzzed the Name of God a hundred times to paralyse the Evil One†. The peasants of the story use phrases such as â€Å"May the sum of evil balanced in this unreal world† showing that they believe that it is the will of God that is causing this and only he can stop this. The peasants go about trying to find the scorpion â€Å"they searched for him, he was not found† but alas they could not. This increases the drama and tension of the poem as the reader wants to know what will happen now that they have not found the scorpion. The peop... ...arn. In conclusion â€Å"Blessing† and â€Å"The Night of the Scorpion† are very similar. They are both about poor undeveloped countries, both poems have a lack of something (water/medical knowledge). The people in both stories are highly religious and express their emotions freely. The people in both poems fell desperation at some time. However there are also big differences between the two poems like for example â€Å"Blessing† is a lot more positive than â€Å"The Night of the Scorpion† which is very dark and sinister. Both poems have strong morals but they do differ. The people’s values are also very different. The people in â€Å"Blessing† are desperate for water but in â€Å"The Night of the Scorpion† it has rained for ten hours. Both of the poems are very strong with a clear message, they move you with emotive language, and they are both well thought out poems with underlying messages.

Friday, January 17, 2020

Spending and Investing Practices

Introduction How come some people make lots of money, others basically maintain the status quo, and many are awash in debt? What makes the difference? Spending habits – the difference between needs, wants, and self-indulgence. Investing practices –how time and compound interest can create a fortune. Spending without planning is seeking instant self-gratification NOW. Over-spending creates a bondage that limits opportunities. We all have dreams, priorities, fears, and limited time. In large part these are the key factors that influence what we do with our money. After all, the money we have at the moment is limited.The key questions are: What are the things that are important to you now, five years from now, in 25 years, etc. How much money do you have at the moment that is beyond the basics? What are your best investment choices based upon your age and the time available? Financial Planning Definition The process of: managing your money and resources to achieve economic and personal satisfaction. The Financial Planning Process. Determining your current financial situation. What is your income, expenses, and debt? Developing your financial goals. What are your future plans for housing, transportation, medical, marriage, retirement, etc.Identifying courses of action. Evaluating each course of action. Every decision closes off other alternatives. Creating and implementing your financial action plan. Write it down. Continually review your plan and revise as necessary. Selecting Financial Goals Should contain time goals Short term goals of a week, month, six months, a year or two years. Medium term goals that may be achieved within five years. Long term goals such financing college for children, retirement plans, Should contain need goals Consumable product goals: food, clothing, entertainment, etc. Durable product goals: cars, furniture, appliances, sporting equipment, etc.Intangible purchase goals: health, education, leisure, relationships, etc. Goal -setting Guidelines Financial goals should be realistic. State in specific measurable terms Should have a time frame Should indicate the type of action to be taken. Influences on Financial Planning Stage of adult life cycle: young single, married, married with children, single parent, older 50+. Marital status, household size, and employment. Personal values and major events such as graduation, marriage, children, retirement, etc. Local and global economic conditions such as: consumer prices related to inflation. interest rates for borrowing money. oney supply printed by government. unemployment related to job availability. Investing In The Stock Market Investing started when someone had an idea that possibly would make money but didn’t have the financing to develop it. So he sought money from others who were willing to risk their cash in exchange for a share of the potential profits. When the idea proved profitable and looked as if it would generate an income for an extended period of time, outsiders would try to buy shares in the company by offering cash to the original owners. If several people start bidding for shares and the share owners were willing to sell, the price increased.What Is Bought & Sold in the Stock Market Stocks are shares of ownership in a company. Shareholders may benefit from company profits and a rising stock price. They may also lose their shirt if the company loses money and stock prices fall. Note, ‘Penny’ stocks that are low priced tend to be highly speculative with few buyers and sellers and high risk. Below are some well-known stocks. Exchange Traded Funds (ETFs) hold a diversified portfolio of stocks and/or securities that are minimally managed. ETFs have the following advantages: ETFs are safer than stocks because an ETF is a basket of securities.With multiple securities, you aren’t subject to the wide array of risk including corporate scandals, after market earning reports, and other factors that affe ct individual stocks. ETFs may be traded during market hours. ETFs allow the use of limit orders and STOP-loss orders. ETFs have no penalties for early withdrawal and are ‘no-load’ (although usual broker fees apply). ETFs are passively managed so their expenses tend to be lower than comparable mutual funds. ETFs holdings are very apparent and portfolio changes are relatively infrequent. Options are available on some ETFs . Index Funds: securities that represent entire sectors:S&P 500 Index (SPY)| Dow Jones Industrial (DIA)| NASDAQ 100 (QQQQ)| Russell 2000 Fund (IWM). | Options are purchasable and sellable contracts that guarantee rights, but not necessarily obligations to buy or sell a security for an agreed upon price within a certain time period. Mutual funds: pooled money managed by professional money managers who charge for their services. Mutual funds are only traded after the market closes each day. Mutual funds cannot be protected from falling prices during the d ay. If the market is crashing, a sell order to get out is initiated only after the market has closed.No-Load Mutual Funds: no fees charged for buying or selling. On an average these tend to be more profitable than loaded funds. Loaded Mutual Funds: an upfront fee or exit fee is charged to enter or cash out a fund. Bonds: loans made to a company or government with a guaranteed return if bankruptcy doesn't occur. Often bonds are sold to raise cash to expand the business. Commodities: raw materials such as sugar, wheat, pork bellies, metals, etc. During economic expansion commodity prices generally rise due to increasing demand. During a recession or deflationary times the opposite is true except in the case of precious metals.Sometimes when people lose faith in their paper money they purchase gold or silver as insurance against devaluation of the dollar. Currencies: paper money that people believe has value. As the amount of paper money increases, the value of the paper money decrease s. With more paper money chasing goods, the rate of inflation rises (gas used to be 23 cents a gallon). REITs (Real Estate Investment Trusts): publicly traded companies that own and manage investment-grade commercial real estate. REITs invest in office buildings, malls, industrial facilities, hotels, resorts, health care facilities, and self-storage.REITs provide a simple and inexpensive way to invest in commercial real estate without buying property directly. However, they are not very liquid. REITs provide a fairly reliable source of income. At least 90 percent of taxable income must be distributed annually to shareholders. Financial Participants Banks and Credit Unions typically manage accounts and provide services including checking, savings, loans, credit and debit cards, notary services, safe deposit boxes, etc. Brokerage Firms typically manage all types of trades (stocks, mutual funds, ETFs, etc. ) for a fee.Some are full service, providing advice and charging for their servi ces. Others are discount brokers that handle transactions for a minimal charge. Broker: a licensed professional who advises people about investments for a fee and may work for a brokerage firm. Stock and Commodity Markets are exchanges where stocks, options, securities, indexes, currencies, commodities, etc. are traded. Market Maker: a professional securities dealer who buys and sells stocks or commodities held in inventory and must ALWAYS provide a bid and ask price at which they will buy or sell something.Investors (speculators) are individuals who usually hold longer-term investments. Traders (scalpers) are individuals who usually trade quickly looking for quick profits. Momentum investors track prices and volume data to identify stocks trending higher. Market Timers try to time their investing so they’re buying at market troughs and selling at peaks. Growth Investors target stocks of companies that produce, and should continue producing, above-average earnings growth. Val ue Investors shop for bargains, hoping to buy low, as the cliche goes, and sell high.There are four market trends. Down trending markets in which security prices are falling. People typically do not know how to trade this market. Yet trading a down trending market is usually the most profitable. Security prices fall faster than they rise, typically taking 5 years to reach a high versus 3 months to lose most of the gain. High volatility markets in which security prices swing wildly from one extreme to the other. Day traders and professional traders are very active in this scenario. Up-trending markets in which security prices are rising.Most people invest in an up-trending market because of their optimistic outlook. This market ranks third in trading profitability. Sideways trending markets in which security prices trade within a fairly tight range with little fluctuation. It is important to note that . . . Money can be made or lost no matter the market direction Protecting Trades Wi th Stops Frequently novice traders fail to protect profits and lose money even though a security has bounced in and out of profitability several times. The use of a STOP is one way to protect an account.A STOP is a chosen price in which a trader wants to sell a security to prevent a further price decline. There are four kinds of STOPS. Automatic Hard STOP. This STOP is set immediately after the initial purchase and is not changed until it is deleted or adjusted. Market makers may see hard STOPS and often knock them out during trading by dropping the price suddenly and then raising the price shortly thereafter. Trailing STOP — a favorite. As the price of a stock rises, this STOP correspondingly rises. A Trailing STOP allows a winning stock to run while protecting against a loss if the price drops.Mental STOP. This STOP is written down but not placed with the brokerage firm because full-time traders may not want to be inadvertently stopped out of a trade due to a momentary larg e price swing. STOP Limit. A ‘Limit Order’ is an order to buy or sell at a specific price or better and is only ACTIVATED when the desired price is hit. Searching For investments Determine market trends. What are the current market trends with the Dow, S;P 500, etc. Select high-ranking industry in which money is flowing into it. Studies have shown industry ranking is responsible for at least 50% of a stock price movement.Scan For Higher Volume. Look for securities that trade more than 750,000 shares daily. A stock needs to be liquid; meaning that there are plenty of buyers when it is time to sell. Search For Top Contenders. The companies should be profitable, with low or no debt. Trading Volume Drives Trends When there is a dramatic change in the volume being traded daily compared to its average daily volume, PAY ATTENTION! Typically this means professional money managers are either buying or selling a security. Like a garage sale, when there are a lot of buyers, prices tend to stay put or rise.If there is an abundance of sellers, prices typically fall. Rising prices with high volume mean institutional professional money managers are buying. The larger the volume increase — 50% above average — the better chance it is a true breakout. During major breakouts it is not uncommon for new market leaders to show volume spikes from 200% to 1000%. Rising prices with little volume is often a sucker’s rally and novice buyers tend to be taken to the cleaners because the price rise lacks support by institutions. Falling prices with high volume mean institutional money managers are selling.Falling prices with little volume may mean a strong base of support is forming for a possible uptrend. Professionals tend to purchase heavily and then wait four to eight days before buying again. Trend Insights A trend is the direction of movement of a market or individual security. Trends are characterized by a series of zigzags that resemble a series of waves with peaks and troughs. There are three trends: An uptrend is a series of higher highs and higher lows. A downtrend is a series of lower highs and lower lows. A neutral trend is horizontal, or equal, peaks and troughs, and reflects a period of indecision.This is also known as the consolidation phase. If a trader is wrong about the trends — all other factors are basically worthless. What is popular one moment may be a ‘dog’ shortly thereafter. Trends are your friend. Money is always flowing somewhere! Large Market Trends are determined by an analysis of the buying and selling volume of the Dow, NASDAQ, S&P 500, Russell, etc. Sector Trends deal with an overall analysis of similar companies. Listed below are ETFs that cover sectors. Sector ETFs| Internet| HHH| Oil Service| OIH| Transportation| IYT| Telecom| IYZ|Real Estate| IYR| Big Tech| QQQQ| Software| PSJ| Media| PBS| Defense| PPA| Construction| PKB| Insurance| PIC| Financials| IYF| Nanotech| PXN| Alt. Ene rgy| PBW| Industry Trends are a subcategory of sector trends. This is where individual stocks are listed. Calendar Trends. Some things happen on a recurring basis which cause stock prices to rise and fall almost like clockwork. For instance, Christmas goods are usually shipped in August and September influencing the stock prices of UPS or FEDX. India’s wedding season increases the demand for gold. CAN SLIM COMPANY ANALYSIS CRITERIAWilliam O'Neil, founder of Investor’s Business Daily Newspaper (IBD), developed the ‘CAN SLIM’ investing analysis criteria that is based upon many years of research and readily displayed in IBD. The following is a summary of the analytical criteria used. C = Current Quarterly Profit Increases. Strong growth in earnings, more than any other factor, is what defines the market leaders that potentially are going to experience big price advances. IBD recommends looking for stocks with a profit gain of at least 25% compared to the same quarter of the previous year.IBD found that three of every four such stocks boosted profits by more than 70% in their most recent quarter BEFORE their big run-ups. A = Annual Earning Increases should be at least 25% for the last three to five years. Some of the biggest market winners had annual earnings growth of 50%+ before starting their big run-ups. A trend of three to five years of annual earning increases coupled with recent strong earnings in the last several quarters increases the probability of success in an up-trending market. N = New Products, Management, or Highs.It seems that anything new that makes our lives richer, extends our health, or increases our productivity is desirable. Old companies or newly created companies that provide these new things or new services tend to increase in value because of increase in sales. S = Supply & Demand. When there are plenty of buyers and few sellers, prices increase. When demand for stock shares increases, the company with the leas t amount of shares available will experience a greater price increase. The greater the number shares available (for sale) the less the price performance.Usually older larger companies with billions of shares are more sluggish than companies trading only 50 million shares. Note, the larger the percentage of ownership by management, typically the greater the growth potential. L = Leaders, Not Laggards. There are many ‘wannabes also-ran’ companies. Their price growth results are average at best or a flash-in-the-pan. Select best-of-breed stocks from the top three in strong industry groups with the best quarterly/annual earnings growth. Note, in a bull market correction, the stocks that drop the least are usually the best on rebound.I = Institutional Sponsorship. When big traders (mutual funds, pension plans, etc) are buying millions of shares, it is a good sign the price will run-up. But not all mutual funds are equal in quality. Follow the leaders of the best mutual funds . M = Market Direction. Track the trend averages using the S&P, DJIA, and NASDAQ. And Finally CFO: Corporate Fraud Officer. FIAT Money: Financial Instrument Administering Theft of Money Insanity: Doing the same thing over and over again and expecting different results. – Einstein

Thursday, January 9, 2020

Character Analysis Of Montresor - 1160 Words

They haunt. They harass. They horrify. They are a child’s worst nightmare. Characters pulled from the depths of the deepest abyss instill fear throughout many stories, such as deranged Montresor from Edgar Allan Poe’s â€Å"The Cask of Amontillado.† In the sinister text, the protagonist Montresor has his eye set on disposing of his nemesis the antagonist, Fortunato, who has in someway done him â€Å"a thousand wrongs† (Poe 67). As Montresor leads an unaware Fortunato into the vaults of his forefathers to get the drink Amontillado, Montresor keeps up the pretense of a cordial, caring friend until the story’s disturbing denouement - a crime so foul that there is no hope for Montresor. Murder. Murder by which Fortunato is imprisoned and left†¦show more content†¦Montresor replies, â€Å"Nemo me impune lacessit† which translates to: no one can hurt me and get away with it unharmed or otherwise (Poe 70). This quote shows that the idea of revenge has long infused itself into the minds of the Montresors, causing them to live in this peculiar manner that vengeance is just. Montresor knows no different having been taught the same thing as a child. I can gather that the need for revenge has passed from parent to offspring for generations, and is therefore a crucial part in the Montresors’ life. Montresor feels as though there is no other way to please his family, and thus, murders Fortunato right in front of their eyes (or rather skeletons). In the end, Montresor’s desire for revenge is a huge part of him that cannot be quenched until Fortunato is slain by his hands. Furthermore, Montresor has a talent of being incredibly manipulative, allowing him to pull through with his arrangement to kill Fortunato without any complications along the way. In the text, Montresor blinds Fortunato with kind words of concern when Fortunato seems to fall ill. Montresor states, â€Å" ‘Come,’ I sa id firmly, ‘we will go back. Your health is precious’ † (Poe 69). This quote demonstrates how Montresor diverts any suspicious attention away from himself by asking Fortunato if he’s alright. He pretends to care . . . even seems to care, but in reality, he is the cause of Fortunato’s poor state of health due to the excessive amount of wine he hasShow MoreRelatedCharacter Analysis Of Montresor887 Words   |  3 Pagesï » ¿Character Analysis of Montresor If written with skill, â€Å"Villains† can be some of the most interesting characters in literature. The character of Montresor from Edgar Allen Poe’s â€Å"A Cask of Amontillado†. Poe, being the horror writer that he was, portrays this dark character in exactly that way. The story begins with Montresor explaining to the reader as a narrator that a man named Fortunato has insulted and hurt him for a great deal of time. Montresor never explains what exactly Fortunato did toRead MoreMontresor Character Analysis1127 Words   |  5 PagesMontresor was a man who seemed to be very hurt and angry, he had many issues and unresolved problems going on in his life. These different episodes of emotions leads to Montresor being a very manipulative and revengeful person. Which later leads to him accomplishing his revenge in the death of Fortunato. In â€Å"The Cask of Amontillado†, Montresor is fixed on getting revenge on a former friend of his because of insults. And though Montresor accomplished his plan of revenge, his heart and soul is foreverRead MoreCharacter Analysis Of Montresor903 Words   |  4 Pages One person who takes this quote to an entirely new level is Montresor from â€Å"The Cask of Amontillado†. In this short story by Edgar All an Poe, Montresor has had enough of his boorish friend Fortunato and vows for revenge. Before Montresors retaliation, he approaches the sickly Fortunato and offers him some of the rare Amontillado which he has locked away in the cellar of his home. While on their way to retrieve the alcohol, Montresor tells Fortunato to drink for his heavy cough, intoxicating himRead MoreEdgar Allan Poe s The Cask Of Amontillado1232 Words   |  5 Pagesthe text to illustrate the murder of Fortunado by Montresor, who seeks salvation through death†. Also, there is going to be an analysis on the irony found in the text in relation with the story. To support this thesis, I am going to use some examples from some sources such as â€Å"Literary analysis: Irony in The Cask of Amontillado by Amelia Tibbett, â€Å"Irony in The Cask of Amontillado† by Kerry Michael Wood, and â€Å"Poe s Short Stories Summary and Analysis† by Bella Wang , and the text will be written inRead MoreLiterary Analysis Of The Cask Of Amontillado 1493 Words   |  6 PagesBrooke Womack Literary Analysis Paper Into to Literature: American I Dr. Julia Pond 12 October 2017 The Cask of Amontillado The Cask of Amontillado is a tale of terror written by Edgar Allen Poe. This short story is from the point of view from Montresor’s memory. The setting of this story is in a small unnamed European city, at a local carnival and then at the catacombs under Montresor’s home, around duck. The brief synopsis of this story is about the revenge that the Montresor, the antagonist andRead MoreThe Cask of Amontillado and Hills Like White Elephants577 Words   |  3 PagesAnalysis of â€Å"The Cask of Amontillado† by Edgar Allan Poe amp; â€Å"Hills Like White Elephants† by Ernest Hemmingway Analysis of â€Å"The Cask of Amontillado† by Edgar Allan Poe Abstract â€Å"The Cask of Amontillado† by Edgar Allan Poe, is a short story about a man named Montessor who gets revenge on one of his â€Å"friends† named Fortunado by trapping him and burying him alive. 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He writes his stories in a way that engages the mind and questions character. One of his most famous short stories is â€Å"The Cask of Amontillado†. This story has much verbal and dramatic irony. The most ironic concepts are how the narrator interacts with Fortunato and the use of names within this story. The setting of thisRead MoreThe Analysis Of Montresor’S Madness. One Of1065 Words   |  5 PagesThe Analysis of Montresor’s Madness   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   One of the most critically-acclaimed short stories, â€Å"The Cask of Amontillado,† is well-known  ­for covering one of the you used one of the twice in one sentence most intriguing topics: retaliation.   The author, Edgar Allan Poe, lived an interesting life full of alcoholism and drug-addiction, but still managed to write many unforgettable pieces.   like what? In this short story, Edgar Allan Poe focuses on Montresor and his determination to exact revengeRead MoreEssay An Analysis of The Cask of Amontillado1264 Words   |  6 PagesAn Analysis of â€Å"The Cask of Amontillado   Ã‚  Ã‚  Ã‚  Ã‚  In â€Å"The Cask of Amontillado† Edgar Allan Poe takes us on a journey into the mind of a mad man. The story relates a horrible revenge made even more horrible by the fact that the vengeance is being taken when no real offense had been given. In a short space and with ultimate technical skill, Poe creates a nightmare, guaranteed to give the reader a sleepless night.   Ã‚  Ã‚  Ã‚  Ã‚  The plot of the story is a simple one. Montresor tales revenge on his friend Fortunato